{"id":150707,"date":"2026-01-19T12:46:20","date_gmt":"2026-01-19T11:46:20","guid":{"rendered":"https:\/\/www.unirufa.it\/?page_id=150707"},"modified":"2026-02-27T09:37:06","modified_gmt":"2026-02-27T08:37:06","slug":"prestito-studentesco","status":"publish","type":"page","link":"https:\/\/www.unirufa.it\/en\/servizi-e-facilities\/prestito-studentesco\/","title":{"rendered":"Student loan"},"content":{"rendered":"Habacus<\/strong> operates as a bridge between high-achieving students, educational institutions and the banking system<\/strong>, simplifying access to sustainable and transparent financial resources, even without income guarantees.<\/p>\n

Habacus supports students at every stage of their journey through fast, certified digital services:
\n\u2022 Student loan comparison tool<\/strong> > Clearly displays the available offers, supporting the relationship with the bank.
\n\u2022 Digital certification<\/strong> > Verifies compliance with the academic requirements needed to access the loan.
\n\u2022 Continuous monitoring<\/strong> > Reduces risk for financial institutions and safeguards the student\u2019s academic path over time.<\/p>\n

Habacus collaborates with the main Italian banks<\/strong>, is a CONSAP partner<\/strong> and is recognised by the MUR<\/strong> as a certifying body for services related to student loans.<\/p>\n

RUFA academic programmes<\/strong> can be financed through a State-guaranteed student loan<\/strong>, a solution designed to allow you to focus on your studies without immediate financial pressure.<\/p>\n

THE LOAN IS AVAILABLE IF:<\/span><\/h5>\n

\u2022 you enrol on a bachelor\u2019s degree<\/strong> with a minimum secondary school final grade of 75\/100<\/strong>
\n\u2022 you enrol on a master\u2019s degree or postgraduate programme<\/strong> with a minimum bachelor\u2019s degree grade of 100\/110<\/strong><\/p>\n

No payslip or other financial guarantees are required.<\/strong><\/em><\/p>\n

Main amounts and benefits<\/strong>
\n\u2022 From \u20ac 3,000 to \u20ac 15,000 per year<\/strong> for multi-year programmes
\n\u2022 Flexible<\/strong> amount, usable not only for tuition fees but also for study-related expenses
\n\u2022 Deferred repayment<\/strong>: you start repaying the amount 30 months after the last disbursement<\/strong><\/p>\n

Habacus Student loan<\/a>","protected":false},"excerpt":{"rendered":"

Habacus operates as a bridge between high-achieving students, educational institutions and the banking system, simplifying access to sustainable and transparent financial resources, even without income guarantees. Habacus supports students at every stage of their journey through fast, certified digital services: \u2022 Student loan comparison tool > Clearly displays the available offers, supporting the relationship with…<\/p>\n","protected":false},"author":39,"featured_media":150714,"parent":1273,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-150707","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nStudent loan - RUFA - Rome University of Fine Arts<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unirufa.it\/servizi-e-facilities\/prestito-studentesco\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student loan - RUFA - Rome University of Fine Arts\" \/>\n<meta property=\"og:description\" content=\"Habacus operates as a bridge between high-achieving students, educational institutions and the banking system, simplifying access to sustainable and transparent financial resources, even without income guarantees. 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